Mistakes To Avoid When Filing Personal Injury Claims
It would be nice if people could go their entire lives without being injured, but that is not likely for many. If you are unfortunate enough to sustain injury and someone else is at fault, here are some mistakes that should be avoided during the claims process.
1. Failing To Hire A Lawyer
Sometimes insurance companies will approach you directly and offer an expedited settlement. Their goal is to convince you that getting legal help would be more of a hindrance than being helpful. Regardless of what you are told, hire a lawyer to represent you. This will ensure you have the best possible representation.
2. Filing Your Claim Too Late
One common issue that many face is filing their claim before the deadline. Every state has their own regulations and it is rare for exceptions to be made. The sooner you start the process, the sooner it will be over and you can be compensated.
3. Sticking With A Terrible Lawyer
There are countless lawyers out there who are qualified to help you with your claim. For this reason, it would be a shame for you to stick around and work with someone that does not seem to have your best interest at heart.
While it is not wise to nit-pick and fire someone for trivial reasons, there are several large issues that warrant immediate termination. This includes, but is not limited to uncommunicative people, a lack of transparency and questionable invoices.
4. Believing Future Claims Are An Option
When receiving a settlement, it is common for people to believe that this is the first of many that they will get over a course of time. Unfortunately, most contracts have clauses that make it impossible to refile in the future. It is your responsibility to plan ahead the first time around and ask for all you will need now and in the near and distant future.
5. Being Dishonest
You should make it a point to keep everything on the up and up when filing a claim. Exaggerating in order to gain sympathy is unwise since it can have a negative effect on your credibility. Even if you eventually end up with less, being honest is the best way to go about things.
This may seem like a lot to digest, but pay close attention if you want the claims process to go smoothly. The last thing you want is a small mistake to cause a large issue.