What To Do If A Car Accident Personal Injury Claim Is Made Against You
If you happened to find yourself in a car accident that another driver alleges is your fault, you may find yourself dealing with a car accident personal injury claim. In most cases, your insurance will take care of the claim for you but there is a chance you may end up being sued. How do you know that you’re been sued for causing a car accident? In most cases, you will be served with official court papers through the mail or in person. The paperwork will inform you to take certain legal action regarding the incidence which can be either admitting liability or defending your actions.
The first step you should take after receiving notice of being sued is to contact your insurance company. You should immediately notify them of the paperwork you received and also send them a copy if they don’t already have it. From this point, you should let your insurance take over. They will handle the claim on your behalf. You should however be ready and willing to cooperate with your insurance company and their respective lawyers during the entire course of the claim.
Will You Have To Go To Court?
Many people fear courtrooms. It is practically normal to worry about been summoned to appear in court. Well, there is no reason to worry however as it is highly unlikely that you will be summoned to court even if you were the one who caused the accident. Your insurance company will, in most cases, settle the claim by paying damages to the affected parties. Sometimes the victims of a car accident or collision may be unsatisfied with the compensation they get from your insurer. If this is the case, your insurer will instruct third-parties to do independent investigations into the incident to find out the exact damage and injuries caused. Regardless of the type of car accident you were involved in, it is likely that your insurer will reach to a reasonable resolution with the parties making the claim.
But, there are some rare occasions when your vehicle insurer may not be able to come to a common resolution with the opposing parties. When this happens, you will inevitably have to appear in court where a jury will determine if you are liable for the accident and to what extent. All these processes can only go smoothly if and only if you had a valid insurance policy at the time of the accident. If this is not the case, your best course of action is to hire a car accident personal injury lawyer.